Get Answers to the Most Frequently Asked Questions about Auto Injury Claims, Workers Compensation Claims, and Divorce & Custody Cases.
Questions about an injury claim, workers compensation claim or a divorce or custody issue? We want you to call us and ask your questions at (910) 341-7570. There is almost always a lawyer available to speak with you. The call is free and there is no obligation. If you prefer, you can gather more information on this site before you call. We answer many of the most frequently asked questions here. The site is not intended to be a substitute for legal advice. It is designed to give you the information you need to get started and to be knowledgable about the process as you search for the best injury lawyer, the best workers compensation lawyer, or the best divorce lawyer for you.
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Do I need to hire an attorney for a North Carolina no-fault divorce?
No, you don’t have to hire one. However, it may be in your best interests to hire an experienced North Carolina divorce lawyer, even if you are planning a no-fault divorce.
All states now have some form of “no-fault” divorce in place. In the last few decades, U.S. society has realized a robust marriage requires both partners’ active commitment. When one spouse decides that the marriage is no longer capable of working, there is nothing to be gained by forcing the couple to remain together. State laws have adapted to this new view of marriage by making it easier to dissolve marriages without pinning the blame on one spouse. No-fault divorces have become the most common way of ending a marriage in the United States.
We understand in these tough economic times that families want to stretch their budgets as far as possible. Because the forms to petition for a no-fault divorce seem relatively simple, hiring a lawyer may seem like a frivolous expense. “All I need to do,” some people think, “is show that I have been living separately and apart from my spouse for at least twelve months.”
If Only it Were that Simple
In fact, a lot of details need to be ironed out in any divorce:
- Who gets the kids? Does that parent get to make all the decisions about raising them? Even what church they should attend?
- How much money should each parent be expected to supply for child support?
- Who gets possession of the family house?
- What about other property you own jointly—how should it be divided? Only one of you can keep that signed copy of Springsteen’s Born to Run, and you both want it. Or do you have to sell it and split the proceeds?
- One of you works and the other does not. Should the working spouse pay to support the one who hasn’t been working outside the home? Does it matter if the spouse who doesn’t work gave up a promising career so that the working spouse could go to medical school?
- What about family debts? One spouse just bought an expensive sports car. Is it fair that he may keep the car but the car payments are split equally?
- Who gets to keep the family pets?
In fact, the details can be overwhelming. Yes, you can go to court on your own without any plan for dividing assets, child custody, spousal support, or child support, but that just means the judge will get to make those decisions.
Can You Really Cooperate with Your Spouse?
Sometimes clients come into our Wilmington family law firm and say they intended to sit down with their spouse and make all those decisions in advance, as friends. It sounds good, but it almost never works. If you really are able to negotiate all those details fairly—without anger or drama—then you probably have a fundamentally solid relationship. Are you really ready to get divorced?
More often, going over the lists of property to divide and issues to settle will make you both upset about the things you “gave up” to the other spouse. Hostility rises. The spouse who is more eager to settle the divorce will be pressured to make greater compromises—to sign away more property to the other party, or to give up alimony demands—in order to gain cooperation and file the divorce sooner. Each side may suspect the other of concealing some assets or property that should be divided.
It’s this simple: a couple who decide to cooperate “as friends” in deciding how to end their marriage may never be able to be friends afterward.
A Lawyer Can Help
Lawyers aren’t just people in suits who show up at a courthouse; we’re also professional negotiators. Without a Wilmington divorce attorney by your side, there is too much risk that your rights and interests will be shoved aside in the divorce process. No matter how well you get along with your spouse, feelings will get hurt and your future relations will suffer, unless a third party can act as a buffer between you.
At Speaks Law Firm, we can be as involved in the process as you want—or as you need. If you just want a North Carolina family law attorney to look over your no-fault petition paperwork, we can do that. If you need help reaching a fair settlement with your spouse—or with your spouse’s lawyer—then that’s what we’ll do. Call us today at 910-341-7570 or toll-free at 877-593-4233.
Your circumstances are unique, so your divorce will need individualized attention. We get that. At Speaks Law, every client is our most important client. Call today and let us show you how we can smooth your path forward.
I’m up on criminal charges in Wilmington, NC. Let’s not waste time: I’m guilty, and they know it. Why do I need to hire a defense attorney?
First of all, let’s get one thing straight: you are not “guilty.” That term has a fixed meaning in criminal law, and it means that someone has been found by a court to have committed an offense against statutory law. No court has decided your case yet, so you can’t be guilty. You might feel embarrassed or ashamed or regretful about something foolish you have done, but that’s not the same as legal guilt.
Prosecutors try to confuse the terms so you will confess. If you confess, that makes things easier for them (and tougher for you). That’s not the only way that prosecutors try to play mind games with you.
The Powers Lined Up Against You
Whether you are facing a federal felony charge or a North Carolina misdemeanor, you are at a disadvantage from the start. The full power of the government is set against you. The sheriff who arrested you and the police detective investigating your case are government employees. The members of the State Bureau of Investigation, who conferred on your case, work for the government. So does the person who will file charges against you, whether she is a federal prosecutor or an assistant prosecutor for the local district attorney’s office.
Most of the power is in the hands of the prosecutor, who has almost unlimited options in deciding what to do with your case. This is what is called prosecutorial discretion. She could drop the charges and let you go free, or decide to “make an example of you” and pile on dozens of functionally similar charges, just to increase your prison time if you are convicted. What do you have to match against that power?
Your Two Assets
Actually, you have two important factors on your side.
First, there’s the burden of proof. The prosecutor must prove that you violated a specific law—and prove it so thoroughly that a reasonable person would be compelled to believe her. That’s the famous standard of “proof beyond a reasonable doubt” you probably have heard mentioned on television.
Even if you believe you are guilty, you can’t be sure the prosecutor can prove it—and proof is all-important for a conviction. Often, prosecutors misjudge how easily they can prove something. They sometimes accuse the wrong person, and even more often they choose the wrong charges—overestimating the strength of the evidence they have. That’s why the government team would love to have you volunteer a confession: it makes their job much easier.
The second asset you have on your side is an experienced Wilmington criminal defense lawyer, who can anticipate what the prosecutor will do because he’s already seen all her tricks. You need the support of the Speaks Law Firm.
Even if you think you did something wrong, you are entitled to have your attorney hear your side of the story. You owe it to everyone you know to require that the prosecutor prove her case in open court, and not bully people into confessions. Even if you don’t want to be represented by an attorney in court, you owe it to yourself to have a consultation with a North Carolina defense lawyer to help you make sense of the legal jargon.
Call Speaks Law Firm today at 910-341-7570 (locally) or 877-593-4233 (statewide toll-free) to connect with a Wilmington criminal defense attorney for the advice you need now. At Speaks Law, we really believe that every client is our most important client.
I was injured in a truck accident near Wilmington when a tire exploded on a big rig. Can I file a lawsuit because this was a negligent act, or am I just a victim of a coincidental North Carolina traffic accident?
It could be either. From the description you gave, however, there is enough reason to suspect negligence and to begin an investigation.
Tires are essential to providing stability to an 18-wheeler or tractor-trailer truck. One reason those vehicles have so many tires is so the driver will not lose control if a tire fails. However, a tire can fail with explosive force and fling debris into an adjacent traffic lane, triggering an accident in another vehicle.
Negligence is the legal principle that arises when a person fails to exercise the proper caution that a reasonable and prudent person would use in similar circumstances. Most trucking companies, knowing that tire reliability is essential to truck safety, insist on a regular inspection of a truck’s tires for wear or damage. Taking that as the baseline, we can see five possibilities:
- The driver has been negligent. If the driver has failed to inspect his vehicle thoroughly before the trip, or during each stop, then he has failed in his responsibility to exercise prudent care. A lawsuit is possible.
- The trucking company has been negligent. The driver may be working as an agent of the trucking company, and so it may automatically share liability with the driver. If the trucking company doesn’t have a truck inspection routine in place, or if it doesn’t check up on the driver to verify that tires are regularly inspected, then the company also may be liable even if the driver is not acting as its agent.
- A maintenance worker has been negligent. If a maintenance crew or contractor is assigned the job to keep the truck in top condition, and the work is not done properly, then the worker and his company potentially are negligent. A lawsuit is possible.
- The tire manufacturer has been negligent. Even if everyone else has been doing their jobs correctly, the tire company could have sold a defective tire. In this case, a lawsuit against the tire company would be in order.
- Nobody has been negligent. It was all purely chance that the tire blew out when it did, and you are the victim of circumstance. No lawsuit is possible.
If you sustained serious injuries or significant property damage as a result of a truck tire blowout accident in North Carolina, you may be entitled to compensation. At a minimum, you will want your accident investigated by experienced Wilmington personal injury attorneys to see if you have a case.
Call Speaks Law Firm today at 910-341-7570 or toll-free at 877-593-4233 to schedule a FREE, no obligation consultation with a member of our legal team. Put us to work, and we will see that you get the maximum compensation available for your losses.
I can’t get a reasonable settlement offer from the insurance adjuster after my North Carolina traffic accident. What do I do next?
We’re sorry to hear you are having trouble with your insurance adjuster—but we’re not surprised. Adjusters work on behalf of the insurance company, not on behalf of your best interests. Adjusters know that immediately after an accident, they can offer you a settlement that’s just high enough to be tempting, but really too low for the likely full value of your injuries.
It’s nearly impossible to estimate what your case is worth in the first few weeks after the accident. Questions regarding how quickly you will heal, whether your injuries will require future surgery, and if you will need long-term rehabilitation or counseling cannot be answered reliably early on. The amount offered by the insurance adjuster can hardly take into account the costs of your potential future needs.
In some cases, especially when you are negotiating with your own insurance company due to an accident caused by an uninsured driver in North Carolina, you may be forced to submit to arbitration. This involves a neutral decision-maker listening to both sides of the dispute and then choosing a settlement amount.
Many modern insurance policies require that a disagreement between the insurer and a policyholder be settled by binding arbitration, which means there is no appeal (and no possibility of a lawsuit) if either side disagrees with the arbiter’s decision. However, if the insurance company still fails to pay you after binding arbitration decides the settlement amount, then the insurance company can be sued to collect the amount you are owed.
If you are dealing with someone else’s insurance company—generally, the insurer for the person who caused the accident—that company has no power to force you into arbitration, because you are not a party to that insurance agreement. The insurance company may offer to negotiate on the amount of the settlement through a mediator—an impartial third party—but the mediator will not have the power to force either side to obey.
Other Options to Agree on a Settlement
If negotiation fails to produce an agreeable settlement, there are these options:
- Small claims court. The small claims court is part of the District Court Division in North Carolina. It handles civil cases where the maximum recovery is $5,000 or less, so you should only consider a small claims court if your losses are minor. There is no jury and usually no lawyers in small claims court. A person who loses in small claims court may appeal for a jury trial before a judge in District Court.
- A complaint to the North Carolina Department of Insurance. You can file an insurance complaint in North Carolina online. The Insurance Department may investigate your claim if the insurer seems to be acting unfairly or illegally, but it almost certainly is not going to compel the insurer to settle with you for a higher figure. However, insurance companies don’t like the negative publicity that comes with an investigation, so they may increase their settlement offer when you threaten to complain to the Department of Insurance.
- Hire a lawyer and file a lawsuit. If the insurance company is not cooperating, you can hire an experienced Wilmington personal injury attorney to bypass the insurer and sue the person responsible for the North Carolina auto accident. A lawsuit will get the insurance company’s attention, too—and they will understand you are serious about getting the full amount you deserve.
Hiring Speaks Law Firm also is a way to signal your resolve. At Speaks Law Firm, we treat every client as our most important client. We have years of experience and confidence to follow a case into the courtroom, if that’s what it takes to get the best compensation available for our client. Call us today at 910-341-7570 or toll-free at 877-593-4233 to arrange a free, no-obligation conference about your case, and we will send you a FREE copy of The North Carolina Auto Injury Book, our guidebook to legal recovery for your accident.
I lost my sister in a business fire because the owner of the mall had neglected to make repairs or install fire sprinklers in her store. What sort of compensation can a lawyer get for my sister’s untimely death?
First of all, we want to say how sorry we are to hear about your loss.
A lawsuit for the early death of a family member caused by the negligence of another is called a wrongful death lawsuit. Legal jargon can be important: the statutory phrase is death by wrongful act in North Carolina. The idea behind this type of lawsuit is that the true victims are the people left behind—the family members of the deceased person.
In North Carolina, only the personal representative of the deceased person can be the plaintiff of a wrongful death suit. The personal representative represents the interests of the estate, but often can be persuaded by a consensus of the surviving family whether to file a lawsuit.
The next thing to do is to secure the services of a North Carolina law firm with a solid history of compassion for bereaved families and a fierce passion to get the maximum compensation their clients deserve. The Wilmington personal injury attorneys at Speaks Law Firm are experienced in handling premises liability claims for fatal North Carolina fires. We pursue clients’ claims with respect for the dignity of your deceased family member and for the family’s grieving process.
Six Categories of Recovery
Although mere money never can replace the value of a human life, the financial consequences caused by a sudden death in your family can be cushioned by the proceeds of a lawsuit. A detailed examination of the life of the deceased and her role within your family will allow us to make preliminary estimates about the value of your case.
The laws for wrongful death in North Carolina provide six categories of compensation:
- Expenses for medical care, treatment, and hospitalization from the time the deceased person was injured until her death, capped at a maximum of $4,500.
- Compensation for pain and suffering of the deceased person.
- Funeral expenses.
- The loss to close family members due to the death, including factors such as income the deceased person would have earned; the value of services, protection, and care the deceased person would have provided; and the value of companionship, comfort, advice, and guidance the deceased person would have given.
- Punitive damages, if the person responsible for the injury caused the death of the deceased person “through malice or willful or wanton conduct.”
- Nominal damages awarded by a jury. This would be a minimum recovery—$1—in recognition that the responsible party had inflicted other harms that could not be measured because the deceased person wasn’t able to testify about them.
Any money awarded for categories 1 and 3 will go to pay off expenses. Any remaining money from the lawsuit verdict or settlement will go to family members. By state law, the only people who can receive compensation from a wrongful death lawsuit are family members who would have inherited money from the deceased person’s estate if she had died without a will. That rule applies even if the decedent did leave a will; the rule still defines who can receive money after a lawsuit.
Further Information, When You Need It
If you have additional questions about pursuing a wrongful death claim in North Carolina, the Speaks Law Firm is just a phone call away. Call us at 877-593-4233 today to get more information or to set up a free consultation with one of our experienced Wilmington wrongful death attorneys.
What types of injuries are associated with a house fire?
Statistics from the National Fire Protection Association indicate that approximately 384,000 residential fires in the United States in 2010 caused 13,800 injuries and 2,665 deaths. While the deaths represent enormous—and potentially avoidable—tragedies, the nonfatal injuries also merit attention. In many cases, household fires cause permanent, life-changing injuries.
As North Carolina personal injury attorneys, we are all too familiar with the effects of scalding water, superheated gases and smoke, and fire on the human body. We summarize these effects below:
There are four categories, or degrees, of burn injuries, signifying the depth to which tissue is damaged:
- First degree burns. This injury is comparable to sunburn. The victim can expect minor pain and redness (erythema) on the epidermis, the top layer of skin. Generally, the burn will heal over a few days. Some evidence suggests that these burns may be associated with an increased risk of skin cancer later in life.
- Second degree burns. The damage extends to the lower layers of the skin—the papillary or reticular dermis. Blisters form, and the site is moist and extremely painful to the touch. Bacterial infection and cellulitis are risks with this category of burns. Healing may require several weeks to a month.
- Third degree burns. The skin is charred at all layers and appears dry and leathery. The site is usually painless because of nerve damage. Natural healing is impossible; the skin must be surgically excised and skin grafts used. The chance of infection is very high.
- Fourth degree burns. The skin is incinerated at all layers; muscle tissue and bone are charred. Severe nerve damage renders the injury site painless. This is a life-threatening injury that may require amputation or extensive plastic surgery. The risk of infection and gangrene is very high.
The combination of suffocation (also called asphyxiation) and smoke inhalation during a Wilmington residential fire can be devastating. Breathing injuries are the primary causes of death in U.S. house fires.
There are three different components of these injuries:
- Oxygen-depleted air. A burning fire consumes oxygen from the air. The remaining mix of nitrogen, carbon monoxide, and carbon dioxide cannot keep a person alive. Carbon monoxide is toxic and bonds more closely than oxygen to the hemoglobin in the blood, making it difficult to revive a patient with oxygen therapy alone. Prolonged exposure to oxygen-depleted air causes confusion, drowsiness, and death.
- Inhaled hot gases. Inhaling superheated combustion products can scorch and scar nasal passages and lung tissue. This can lead to permanent and disabling lung problems.
- Smoke. Smoke consists of carbon particles, ash, volatile organic compounds, and a variety of toxic gases including hydrogen sulfide. These can damage the respiratory system permanently, congest or obstruct breathing, and cause seizures and coma.
Know Your Rights—And Find Someone to Defend Them
If you or a loved one has been involved in North Carolina house fire or has sustained serious burn injuries, our Wilmington personal injury law firm can help. While you focus on your recovery, we can assist you by dealing with the insurance adjusters or negotiating with the liable party so you can get the care you need. At Speaks Law Firm, we offer compassion and a helping hand for fire victims. Call us today at 910-341-7570 locally or 877-593-4233 toll-free to schedule a FREE, no-obligation consultation.
I recently was injured in a North Carolina collision with an 18-wheeler truck. I’ve read your free book on auto accidents. Is there any important difference in my case just because it was a truck accident rather than a car crash?
Yes, there are a few important differences between those two situations. We outline some of the highlights below:
- Severity. Because of the enormous difference in mass between a conventional passenger sedan and a big rig truck, a collision involving a truck is much more likely to involve serious, even life-threatening injuries. Fatal truck accidents on North Carolina highways are all too common.
- Federal regulation. Under the U.S. Constitution, only the federal government has the right to regulate interstate commerce, including the trucking industry. Truck drivers are required to abide by many more federal rules than passenger vehicle drivers. Truck drivers are still licensed to drive by state governments, although federal rules have set the minimum standards needed for a Commercial Drivers License.
- Insurance coverage. In most cases, a truck will carry a greater amount of insurance coverage because of the greater potential liability from an accident. Owner-operator trucking companies can be expected to carry simply the minimum required amount of insurance, while larger commercial transport companies may have millions of dollars of coverage. This level of insurance protection is needed because a company may be found liable for damages if its employee is at fault in an accident while driving on the job.
- Limits on hours worked. In order to minimize the risks that driver fatigue will cause a serious truck accident, regulations limit the number of hours a trucker may drive in one shift and during a workweek. However, there have been accusations that some companies skirt those requirements by asking drivers to falsify time logs. Other companies may pay drivers bonuses to drive longer and faster than the law allows. Needless to say, these are not concerns with passenger vehicles.
- Driver safety certification. Likewise, trucking companies are supposed to exert close scrutiny over their employees. This can include periodic safety and performance evaluations; background checks on the drivers, including research into their license and criminal histories; and regular testing for drug use. A company which fails to perform these required checks—or doesn’t perform them often enough—not only can face severe fines, but it also may be liable if a driver causes a serious truck accident.
Protecting Your Legal Rights
As you can see, truckers (and their employers) are held to stricter standards of safety than automobile drivers. When a truck is involved in a North Carolina traffic accident, a key question to ask is, “Why did this truck driver not apply his extensive safety expertise to avoid this crash?” A skilled attorney’s investigation often will find that the trucker and his company share legal fault for the incident.
The specifics of every North Carolina traffic accident are different. We cannot give a full evaluation of your individual case without a comprehensive review of the facts. To set up a FREE, no-obligation consultation with one of our Wilmington truck crash lawyers, call Speaks Law Firm at 910-341-7570 (local) or 877-593-4233 (statewide toll-free). We will listen to your story and be better prepared to estimate the amount of compensation you may be able to collect.
My grandmother lives in a residential nursing home in North Carolina. I just found out that there was a small fire there a couple weeks ago, and that Gran had to be taken to the hospital for smoke inhalation. Is it worth talking about this with a North Carolina personal injury attorney?
Any property owner has a duty to provide reasonably prudent care for the safety and wellbeing of people who are present on the premises. The law says that the obligation varies a bit depending on the nature of the relationship between the owner and the person; for instance, an invited guest is owed more consideration than a trespasser.
The duty of care is elevated still higher when the person is paying to use the property—for instance, when the person is renting a hotel room for a night, or renting an apartment for six months; beyond that would be the examples of North Carolina nursing homes and residential living facilities. Not only is the business owner being paid to provide secure and safe premises, but he also knows that the residents are infirm, often elderly, and sometimes suffering from dementia. In light of those specifics, what counts as “reasonable care” becomes a much stricter requirement. State and federal laws treat such facilities as special cases that require close regulation and scrutiny.
There’s No Way to Pass the Buck on This One
Premises liability law in North Carolina is quite clear. The owner of property can be held legally responsible—liable, in lawyers’ jargon—for certain harmful acts that occur on the property. If the owner knew about a risky situation on his property, or should have known about it, he is responsible for taking reasonable care to alert people about the danger and make the situation safe. In dealing with a nursing home population, the requirements of “reasonable care” are very extensive because of the residents’ special frailty.
Another key part of premises liability law is called non-delegability of duties. This means that the owner cannot free himself from his obligations to provide a safe environment by saying, “It was someone else’s job to take care of it.” He cannot delegate his duties of care. Even if the nursing home is operated by a separate business from the property owner, or even if a maintenance crew or security team should have reported a fire risk, the owner of the property may still be liable under North Carolina premises liability doctrine for fire injuries.
What can you reasonably expect to recover?
First of all, everyone at Speaks Law Firm wants to say we’re happy to hear your grandmother didn’t suffer any permanent injury from the fire incident. However, a night in the emergency room recovering from smoke inhalation isn’t a pleasant experience. Your grandmother suffered inconvenience, pain, and fear, and may yet be billed for medical services not covered by Medicare or Medicaid. She deserves compensation for those losses.
Our Wilmington fire injury lawyers are interested in hearing more about this case and learning more details about the incident, or any similar cases. Call us at 877-593-4233 at your earliest convenience and we will schedule a FREE confidential consultation. Your grandmother is being charged an enormous sum every month for her nursing home stay, and it is a hideous injustice that her safety was compromised recently. We definitely are interested in being your partner in getting her the fair compensation she deserves.
I was hurt in a North Carolina traffic accident when a truck collided with my car. The police report got many of the facts wrong. Does this mean I can’t win in court?
You can breathe a little easier. A police report is not conclusive for a North Carolina personal injury lawsuit.
A police report is an attempt, by the officers on the scene, to puzzle out the sequence of events that led to your New Hanover County traffic collision. The police are trying to find the cause of the accident to see if criminal charges need to be filed, and also to determine if there is a threat to public safety they have overlooked. They generally do not consider issues of negligence and liability in the same way as a Wilmington personal injury attorney would.
Additionally, the police report is a product of a chaotic environment. Yes, it may eventually be typed up in a calm business environment at the police station or sheriff’s office, but the essential notes were taken at the accident scene. That easily could have been a chaotic environment, crowded with injured vehicle passengers, emergency responders, gawkers on the sidelines, congested traffic, spilled fuel on the roadway, and other distractions.
Under those circumstances, how can we expect a police officer to get every detail right?
The Cure for an Erroneous Police Report
If you’re looking at an erroneous police report about your traffic accident, you need two things to set your mind at ease:
- You need an independent investigation. A detailed look at what happened by a Wilmington car wreck lawyer from the Speaks Law Firm can uncover the truth. Your attorney will go back and interview witnesses, examine the wreckage, and—if necessary—call in scientific experts to reexamine the evidence. Guided by your memory of what really happened, your lawyer can analyze what went on before, during, and after the incident—and can figure out where the police went astray in writing their reports.
- You need a compassionate advocate. Your Speaks Law attorney won’t be afraid to challenge the police report in the public forum of the courtroom, or in the privacy of a settlement conference. At the same time, our lawyers are ready to take their lead from you, the client. We can’t accept a settlement or proceed to trial until you give the word.
It’s a difficult and uncertain time after a serious North Carolina traffic accident. It is easy to be dismayed when a police report seems to make it harder for you to get the recovery you need. We are here to dispel some of that uncertainty. Call (877) 593-4233 today toll-free to arrange a conference with a Wilmington personal injury attorney. As a courtesy, we will send you a FREE copy of our book, The North Carolina Auto Injury Book, as a way of introducing you to our firm’s viewpoint.
I was involved in a rear-end traffic accident in Wilmington, North Carolina? The accident was not my fault. Do I need a lawyer?
You should have a free consultation with an experienced injury lawyer and then decide.
Injury cases involve three issues: (1) Liability (2) Damages and (3) Money. Under the above-described circumstances, the insurance company may accept liability. An insurance company admitting liability is like an employer saying you are hired. It is better than the alternative but it does not completely answer the question.
The next question is how much? They have greater information and experience. This is what they do. They have an advantage and they will use it to the benefit of their employer, the insurance company. If they agree to pay the claim but only pay pennies on the dollar, then you are in trouble. You need your own claims representative.
Also, you will need to consider future medical bills, permanent injuries, loss of income, your own auto insurance policy, your health insurance plan, Medicare, Medicaid or Tri-Star, liens on the insurance proceeds. We can maximize your recovery. We can navigate dangerous insurance issues for you. We can put the most money possible into your pocket.
Sometimes the mistakes people make early in auto injury cases while trying to “do it themselves” cannot be undone and cause irreparable damage. In the years I have been representing injured people, I have not met one person who would have been better off if they had not called. I have met hundreds who wish they had called.
It’s a job for a Wilmington car crash lawyer from Speaks Law Firm.
If you have been involved in a rear-end crash—in either vehicle—you owe it to yourself to understand who really is responsible for any injuries. You may be entitled to compensation if your injuries were due to someone else’s negligence. Call Speaks Law today at (877) 593-4233 to schedule a free consultation with a member of our legal team. Just for asking, we’ll send you a FREE copy of The North Carolina Auto Injury Book, with no obligation.