Personal injury law is the body of law that relates to compensation for injuries that are caused by others. No one ever wants to be injured. We go through our lives trying to avoid injuries. We tell our children “Be careful!” and “Look before you cross the street.” We put up signs. We try to follow the rules. We take every precaution. Still, sometimes injuries just happen. Sometimes injuries are accidental: You might bump your head on a cabinet door that you left opened. And sometimes injuries occur because someone else makes a mistake. They did not intend to hurt anyone. They just made a mistake that resulted in an injury to another person. Under these circumstances, the body of law that relates to personal injury comes into play. It governs the rights and obligations of the parties involved.
The parties involved in a personal injury claim will vary from a few parties to many, depending on the nature of the claim. A claim will usually include those who caused the injury, as well as those who were injured. Also, insurance companies are involved in injury claims. In an auto injury case, for example, the insurance companies for the vehicle drivers, the vehicle owners, and the passengers may be included. In addition, the insurance company for the employer of the driver responsible for the accident may be involved. These are the usual suspects, but the parties involved may also vary from case to case.
The most common types of personal injury cases are auto injuries, premises liability injuries, and injuries caused by medical malpractice. Auto injuries typically occur when a person is injured because another driver makes a mistake. Premises liability claims involve injuries that occur because of dangerous conditions on someone else’s land. Claims for medical malpractice arise when a person is injured because a medical professional makes a mistake.