Wilmington Personal Injury lawyers at Speaks Law Firm are available to answer your questions. We will answer questions about your accident or injury claim free. There is no obligation. If you want us to represent you, we may be able to do that. If we do, there is no fee unless we win. What does that mean?
We help good people who were in accidents recover money for their injuries. We make sure they are treated fairly. We are nationally recognized for our Experience, Professionalism and Results. Car Accident? Workplace accident? Other accident? Call [(910) 341-7570] to speak with someone now. Chat with us online 24/7 [bottom left]. Or, fill out the "How can we help you?" form 24/7 [to the right] for answers to your questions. We are happy to speak with you. There is no obligation.
Also, you can call for your copy of the book I wrote for people injured in Auto Accidents in North Carolina. It is comprehensive and explains the complex claims process in detail. The North Carolina Auto Injury Book is available at Amazon.com or yours FREE (Valued at $16.95) if you download it now by clicking on the Free Offer tab (right). In addition, this site has hundreds of articles that are written by me for people like you facing the challenges that result from auto, work or other accidents.
In addition to the resources described above you can call [(910) 341-7570] or toll free (877) 593-4233. Free consultations are available for injury cases. You are under no obligation to have us represent you.
Also, we have provided hundreds of Library Articles, Frequently Asked Questions (FAQs), Blog Posts and Client Testimonials and Case Results for you on this site FREE. In addition, we have listed below some of the recent awards we have received for our work in our areas of practice. The awards show our commitment to providing the highest level of client service, as well as our professionalism, experience and effectiveness.
Dealing with Insurance Adjusters after an Injury
Dealing with insurance companies can be confusing and frustrating, especially when you did not cause the accident. Adjusters may acknowledge that the accident was the other guy's fault. They may say, "Our insurance company accepts liability". They may say, "Please sign these medical releases, and send us the medical bills so that we can send you a check."
That sounds like the problem is solved. You are done. You can rest easy.
But, how much will they pay? What if there are future medical bills? Should your health insurance be involved? Will there be a lien against the proceeds and for how much? How much will YOU receive? These are just some of the questions that arise in all accident claims-large and small.
What are Your Rights?
It is important to get accurate information about your rights and responsibilities in these situations. The insurance adjuster is under no obligation to inform you of this important imformation. She has knowledge, training and experience that you don't have. She handles these claims every day. Her job is to save the insurance company money.
All companies do two things: Maximize profits and minimize expenses. You are an expense. Don't be minimized. You can learn what to do and NOT to do by calling now.
Before you speak to the Adjuster
During your conversations with an insurance adjuster, he may ask questions that are specifically designed to get you to say something harmful to your case. She may offer you a quick settlement. Be very careful in you communications with these adjusters. A team of lawyers may analyze your responses later. I have been on that team. What if you make a statement that destroys your case. Sometimes bad things happen when you make statements to an adjuster without a lawyer. If you have already spoken to the adjuster, call us to see if you made a mistake. We may be able to fix it. And, call before you speak to him again.
After an Accident
After an accident, you have a lot to think about. Your recovery, your injuries and your finances are among the first considerations.We can help with each of these issues in different ways. We may be able to provide medical referrals, secure medical services (even if you do not have health insurance), and ensure fair compensation by setting up your claim correctly right from the very beginning. Remember, delays in medical treatment, follow-up investigation or claim reporting can destroy or undermine the value of your claim.
The insurance company may offer you a quick settlement after an accident. How much is fair?
Is their offer fair? Is it reasonable? What are they required to pay?
How much will you get? What if your injuries are more serious than you thought. What if your injuries are permanent. If you accept that settlement, you should know that the settlement will come with a Release of Liability. The Release of Liability operates as a complete and total bar to further recovery REGARDLESS of future medical expenses, permanent injuries, lost wages, damages, and other financial considerations.
Injuries you sustain in an auto or truck accident, a work-place accident, an industrial accident, a fire, a fall, or other mishaps can have life-long consequences. Medical costs are just the start of your worries—you may have a family, a job, and other responsibilities that are negatively impacted as a result. Oftentimes, the initial settlement you are offered will only reflect the immediate medical costs. If you are one of the primary providers to your family, however, you may have other worries. How will you continue to provide for them? Is your job at risk? Is your settlement enough to cover your full recovery? Is your settlement adequate under the law. Are you obligated to pay back medical providers or insurance carriers out of your settlement proceeds?
The Insurance Adjuster's Perspective
Insurance adjusters aren’t necessarily bad people. However, insurance adjusters work for the insurance company, not for you. It is the job of an insurance adjuster to settle claims favorably for their employers. They do that by finding ways to pay you less and save their employers money. They are not required to inform you of your legal rights. They will tell you that they cannot give legal advice and then watch in silence as you make mistakes that can cost you thousands of dollars.
That’s why you should call for a free consultation. After handling countless personal injury cases in North Carolna and all over the southeastern United States, the lawyers at Speaks know the people and the process of personal injury law. Clarke Speaks has been practicing personal injury law in North Carolina since 1997—he even wrote the book on it. The North Carolina Auto Injury Book: Including 20 Secrets to Maximizing Your Claim is written from years of experience handling auto injury, personal injury and work-place injury claims similar to yours in North Carolina.
What is the Best Decision I can Make after a Accident or Injury?
It is important that you speak with the right injury lawyer now. You may not need a lawyer. You do need information, and you can get that at the free by call us now at (910) 341-7570. You are not obligated to sign anything. You can just gather information so that you can manage your claim effectively. You can decide later. Just remember, there are some thngs that will happen very early in these situtations that will greatly affect the outcome. In addition, your injuries must be properly diagnosed, documented, and treated from the very beginning in order for your claim to be successful.
You are our most important client.
At Speaks Law Firm, you are our most important client. We know that you have the option to use any number of lawyers, but when you choose us, you become our most important client. Our practice is built on you, and by calling us; you’re calling a legal team with the experience and knowledge necessary to maximize insurance claims in North Carolina. Other law firms can make you feel like you need to “wait in line” to see a lawyer. When you work with Speaks Law Firm, you feel like you’re our only client.
We represent the following types of cases:
- Auto and Truck Accidents
- Premise Liability
- Workers Compensation
- Wrongful Death
- Spinal Injuries
- Medical Malpractice
- Traumatic Brain Injuries