Accidents can happen to anyone—and most of the time, they happen when they least expect it. This is one of the reasons that auto insurance exists: to protect you and other drivers. However, as North Carolina car crash attorney R. Clarke Speaks explains in this video, there are many drivers who remain uninsured.

Some of these uninsured drivers cause accidents and may not have the insurance to cover the damages of their negligence. This can leave you with huge medical payments or other costs that pile up after an accident.

This is why Mr. Speaks believes that every driver in North Carolina should have uninsured motorist coverage and underinsured motorist coverage. These types of policies protect you when you are involved in an accident that is caused by someone who is uninsured or underinsured.

If you have been injured in a North Carolina car crash, schedule a free consultation today by calling Speaks Law Firm at 877.593.4233. Mr. Speaks has also written a book that you can download for free from his website, called The North Carolina Auto Injury Book.