Wilmington, NC, Personal Injury Lawyers

We are proud to protect the rights of our injured neighbors in Wilmington, Charlotte, and surrounding areas across North Carolina. If you were injured in an accident anywhere in North Carolina, we’re here for you.

While a lawyer isn’t required, having an experienced personal injury law firm on your side will generally result in a substantially greater settlement for your claim. Additionally, an attorney can handle the hassles of your case and make the challenging legal process much easier for you and your family.

Our attorneys at Speaks Law Firm are proud to work on a contingency-fee basis. This means our payment is dependent on whether we are able to secure compensation for you. We feel this is the best way to serve our clients because it enables them to acquire the full service of an experienced attorney without worrying about upfront costs or hidden fees. Our earnings come from a percentage of the amount we are able to win for you. If we don’t win, we don’t get paid.

North Carolina law places the cost of accidents and injuries on those who caused them. With this in mind, you may be able to seek compensation for your medical bills from the other party’s insurance company. If you are unsure who was at fault in your accident, our lawyers can go over the event with you to ensure you are seeking damages from the responsible party.

After suffering a serious personal injury, you may be eligible to recover compensation for:

• Past Medical Expenses
• Future Medical Expenses
• Lost Wages
• Lost Earning Potential
• Total or Partial Loss of Use of a Body Part
• Pain and Suffering
• Mental Anguish
• Loss of Companionship

If you have been injured due to the negligence of someone else, our personal injury attorneys can help you navigate the legal process. We may be able to secure medical opinions that add value to your claim and prepare settlement documentation that correlates with the insurance company’s valuation model. This allows us to anticipate what the adjuster will need in order to pay you fair compensation. Our attorneys can take the stress and hassle of your case off your hands, so you can focus on getting better.

Services We Provide for Free

• FREE Medical Referrals (even if you don’t have insurance)
• Free Rental Car Assistance
• Free Vehicle Damage Claims Assistance (We can help you avoid expensive mistakes and explain the process.)
• FREE Consultation
• No Fee Unless we recover for you!

FREE BOOK

Call to receive The North Carolina Auto Injury Book FREE (Valued at $16.95) or the Road to Recovery Magazine. You can also chat (drop-down or bottom left) or simply call (910) 341-7570(910) 341-7570 or (910) 341-7570(910) 341-7570 to speak with me now.

FREE CONSULTATION

In addition to the sources of information described above you can can call (910) 341-7570(910) 341-7570 or (910) 341-7570(910) 341-7570 for a Free phone or face-to-face consultation today.

FREE INFORMATION

You can read any of the hundreds of Library Articles, Frequently Asked Questions (FAQs), Blog Posts and Client Testimonials and Case Results on this site FREE.

After an auto accident, work place injury or industrial accident, your goal is to get back to where you were before the accident. That includes fair compensation. An insurance adjuster may try to talk with you. There are critical things you should know before you have that conversation.

But, she already knows what happened. She has the report. The report has detailed information about the accident. What is she really trying to do?

She is looking for information that will help her do her job. Her job is to save the insurance company money by paying you less.

Prepare for that conversation by calling us now. The call is FREE and there is no obligation. If you choose to retain us, there is no fee unless we win. You can contact us anytime day or night on this site by chat or email contact.

Here is a Checklist of what to do after an accident.

Many people make mistakes during the first 72 hours after an injury that prevent them from recovering full and fair compensation for their injuries. On this site you can get FREE information that will help you avoid these costly mistakes. Also, you can call, chat or email for a FREE phone or face-to-face consultation.

Wilmington, North Carolina Auto Accident Lawyers Created a Checklist to help you after a car wreck.

Auto Accident Injury Checklist

• Write down the date and details of the accident.
• Take photos that will tell the story of the accident, your injuries and your recovery.
• Write down the names and addresses of witnesses.
• Request a copy of the Accident Report. (We can help you get a copy.)
• Review the Accident Report for accuracy and completeness.
• Seek immediate medical attention if there is any chance you were injured in the accident.
• Write down the name of the provider and practice for every medical professional you see for injuries resulting from the accident.
• Do NOT give a recorded statement to the insurance adjuster without a thorough consultation with an experienced injury lawyer.
• Call (910) 341-7570(910) 341-7570 for a free telephone or face-to-face consultation in order to protect yourself from financial loss.
• Gather insurance documents for your health and auto policy.

For more information about how we can help you avoid costly mistakes after an Auto Accident Injury in North Carolina contact us by filling out the “How can we help you?” form at the top of this page.

State law requires each vehicle owner to carry at least $30,000.00 of liability insurance coverage. You can purchase more. Many people carry at least $100,000 in liability coverage per person and $300,000 per occurrence.

The liability insurance policy for the vehicle of the responsible driver is required to pay for the medical and other expenses of those who were not at fault. The policy will pay up to the limits of the policy. In other words, where there is $30,000.00 (or $60,000.00) of liability coverage, the insurance company could be required to pay that entire amount, but no more.

Where the damages are greater than the limits of the insurance policy, the injured person must look for other sources of recovery. These are some of the questions your lawyer will ask in order to comprehensively address this complex issue:

• Does the responsible driver have a different liability policy that you could access?
• Was the responsible driver working for his employer at the time of the accident?
• Does the responsible driver have an umbrella insurance policy?
• Does the injured person have underinsured motorist coverage?
• Does the responsible driver have assets that could be seized and sold in order to pay some or all of the judgment beyond the limits of the insurance policy?*

* This particular analysis can be complicated. Before you reject the insurance companies offer to settle the case for the policy limits and proceed with a lawsuit, you must think clearly and carefully. If you were seriously injured by the negligence of another person, you are probably angry. Who could blame you? I would be. Of course, you want the person responsible for the accident to pay for the damage they caused. In fact, the law requires it.

However, ifthe negilgent driver does not have the assets to pay for damages beyond the limits of the insurance policy, you will be wasting valuable time and money. You may want to perform an asset search in order to determine whether this is a viable option. The process of securing and enforcing a judgment can be expensive. If the responsible person does not have sufficient assets, then you will have wasted time and money for no reason.

Where damages exceed insurance coverage you need an experienced personal injury lawyer more than ever. A good lawyer may be able to find additional sources or recovery. He or she may be able to perform an informal asset search. From that he will be able to determine whether you should you accept the policy limits or fight for more.

Even if there is not enough money to pay all of the medical expenses from the available insurance policy, an experienced personal injury attorney can help. He may be able to negotiate down the amount of the outstanding medical bills. He may be able to use financial leverage and statutory laws to get your bills paid and still put a substantial amount of money in your pocket. Call or contact us now to find out how we can help you maximize your recovery in your auto accident and injury case.

Personal Injury Lawyers, Auto Accident and Injury AttorneysWilmington, Carolina Beach, Kure Beach, Wrightsville Beach, Jacksonville, Burgaw, Bolivia, Shallotte, New Hanover County, Pender County, Brunswick County, Onslow County, North Carolina.