Auto accident involving two cars

Auto Accidents

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The North Carolina auto accident lawyers at Speaks Law Firm are available to answer your questions now. Call, chat or fill out the form on this page to get the information you need from the beginning. The call is free. There is no obligation.

Stock photo of a rear-end car accident between a silver car and a black car.1. The First 72 Hours Are Critical.

We start your claim off right. Auto accidents occur every day in our community. Sometimes, injuries result. Many people make mistakes during the first 72 hours after an auto accident that prevent them from recovering fair compensation for their injuries. Proper diagnosis, documentation and treatment (even if you don’t have medical insurance) are the keys to a successful claim. Our injury attorneys start your claim the right way from the beginning. We monitor the details every step of the way. We fight to make sure that you receive fair treatment under the law.

2. Dealing with an Insurance Adjuster after a Auto Accident Can be Tricky.

The insurance adjuster represents the insurance company, not you. The adjuster is under no obligation to protect you legal interests. He or she will tell you that they are not able to give legal advice and then watch in silence as you make mistakes that may cost you thousands of dollars and sometimes much, much more.

3. How Much Will They Pay?

They may ask for a recorded statement. They can use it against you. The may say, “This was our driver’s fault. Of course we will pay.”  But, how much? They may offer a quick settlement. But, will it cover your loss. Will they run you around in circles until you get frustrated and give up your claim? Are there other considerations?

  • Stock photo of a mature woman examining insurance policy information.What about additional medical expenses?
  • What if the there are permanent injuries?
  • What about lost income?
  • What about your health insurance, Medicare, or Medicaid?
  • What if there are liens against the insurance proceeds?

In order to answer the question, “How much will they pay?” we will need medical records and bills.

4. What is the Adjuster’s Motivation?

These issues make obtaining necessary medical treatment or achieving a fair settlement challenging. These and other issues come up in almost every single case. The adjusters deal with these issues everyday. They have a lot of experience in resolving these issues in the best interest of their employers.

Insurance adjusters are not necessarily bad people. In fact, we are friends with some and have great working relationships with dozens. They are doing their jobs and performing their professional responsibilities. However, they work FOR insurance companies. They are not supposed to perform objective evaluations like teachers or doctors. It is the job of the insurance adjuster to resolve claims in the best way possible for the insurance company. They do their jobs better if they pay you less. As a result, you may receive less for your injuries than what is reasonable and required under the North Carolina law.

5. How can Speaks Law Firm help?

Auto accidents can have a variety of consequences. They can be painful and inconvenient or they can have devastating consequences on those injured and their families. They are almost always expensive. Dealing with the effects of these types of injuries can be difficult. Preserving evidence, insuring that the responsible party is correctly identified, dealing with insurance adjuster, and attending to damages and injuries can be difficult even for professionals who deal with these issues everyday.

Our attorneys deal with these complex issues every day. If you’ve been injured in an auto accident or car wreck, we can help now. The Wilmington auto accident lawyers at Speaks Law Firm can maximize your claim and protect your legal interests to make sure that you get fair compensation.

We take care of everything.  In addition, our law firm provides the following services for FREE to our accident clients:

  • Stock photo of a medical office. Pictured in the photo are a doctor and a nurse.Medical Referrals (even if you don’t have insurance)
  • Rental Car Assistance
  • Vehicle Damage Claims Assistance
  • FREE Consultation
  • No Fee Unless we recover for you!

6. What if I Want More Information before I call? Download my book FREE

The North Carolina Auto Injury Book By R. Clarke SpeaksIf you would like more information before you speak to an insurance adjuster or to a lawyer, call us. We will give you a FREE copy of my book: The North Carolina Auto Injury Book or you can download it now here. It is intended to provide you with the information that you need in order to make good decisions regarding your injury case and avoid costly mistakes. The book is also available at for $12.99.

7. What else should I know about Speaks Law Firm?

Speaks Law Firm has received national recognition from Super Lawyers and Avvo.

Speaks Law Firm helps people injured in auto accidents recover fair compensation. We have achieved recognition from National Organizations. We have been recognized by attorney ranking sites such as AVVO and Superlawyers. Specifically, we are rated “10.0” out of a maximum score of 10.0.  We are rated  “Superb”. Superb is the highest possible rating. We have earned the “Top Car Accident Attorney” designation. In addition, R. Clarke Speaks has been selected to the Superlawyers for his work in the legal field of personal injury law in consecutive years. Also, we have been selected in consecutive years to the National Trial Lawyers Top 100 Trial Lawyers. Clarke has written books, magazine articles and presented at conferences. However, if you really want to know who we are and if we can help, give us a call.

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The Speaks Law Firm proudly serves people throughout eastern North Carolina, including Wilmington, Fayetteville, Jacksonville, Wrightsville Beach, Carolina Beach, Bolivia, Burgaw, Whiteville, Lumberton, Leland, Shallote, New Hanover County, Pender County, Brunswick County, Columbus County, and Robeson County.

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