After an accident caused by another person, you have a right to compensation for the injuries and losses you experienced. If an insurance company is denying your claim to compensation, you deserve a fighting chance at a fair settlement to help cover those mounting medical bills, lost wages, and emotional losses.
You need a game plan if you want to ensure your best chance at receiving the compensation you deserve. Keep reading to learn more about what you should do if the insurance company refuses to pay after your car accident in Wilmington, NC.
Understand Why Your Claim Was Denied
There are many reasons why the insurance company may have denied your car accident injury claim. The insurance adjuster, who is responsible for assessing each case and determining settlement offers, makes the decision to deny after looking through the evidence in your claim.
Some reasons the insurance company may deny your claim include, but are not limited to:
- Mistakes in documenting the claim
- You did not seek timely treatment after the wreck
- There is proof preexisting conditions caused you injuries, not the wreck
- You were found partially or totally at fault for the accident
- There is no insurance coverage for the injuries
Insurance companies should provide you with the reason(s) you were denied. If they do not offer an explanation or if you believe you may still be owed compensation, it is time to plan a legal strategy and get help from experienced attorneys.
Seek Legal Help
If you were wrongfully denied a settlement that you are owed, it’s time to fight back. Because these denial issues can be very complicated, this is not a battle you want to tackle on your own. You need legal help from an experienced car accident attorney who has negotiated with insurance adjusters in the past and can review all of the details of your case to build your strongest legal case.
Taking action against an insurance company is no small task. Your attorney will have the resources and experience to know what went wrong with your case and can advise you on what your best course of action should be. If your case needs more evidence, documentation, negotiations, or even a lawsuit filed, your car accident lawyer can handle it for you.
Your Attorney Prepares for Court
Most car accident injury cases don’t end up in court, but there are instances where the insurance company refuses to propose a fair settlement or wrongfully denies a claim, and your attorney will recommend going to court so that you may receive the compensation you deserve.
When a car accident case is taken to court, a judge or jury decides what a fair settlement is rather than the insurance company. This process can be lengthy and complicated, which is why insurance companies prefer to avoid court altogether.
While the idea of a lengthy court case may seem overwhelming, you don’t need to worry! If your case needs to go to court, your car accident attorney will represent you in court and handle all of the legal procedures on your behalf. Your attorney may be able to properly document and negotiate your claim to a fair result without the need for court.
Speaks Law Firm Is Ready to Help You
Don’t let an insurance adjuster who offers less than you are owed speak for you. Our team of experienced Wilmington, NC, car accident attorneys is ready to take on your case and fight for compensation on your behalf. Our attorneys have well over 20 years of experience helping clients receive fair car accident settlements. Contact us today for a free case review so we can get started right away! Let our attorneys speak for you!